Saturday, February 28, 2009

On credit card fraud...


I've been a good credit card payer… Since I've been swiping a lot lately, I've built a habit of checking my outstanding balance over the net. Except for last few weeks when I’ve been avoiding online world and spending QT with P… To cut the story short, I chance upon my online banking and was startled, that someone used my card to purchase an item in Amazon… Gosh! It was so grating! I reported the incident to my bank and they immediately blocked it. Filing a dispute is such a hassle... And the disappointing part was; last month I tried to purchase a product online using the same credit card and it won’t let me because I needed to be enrolled in a secure pay…. This is not good! It is mind boggling how easy for someone to fraudulently use your credit card.

“Di bale mamamatay ka rin! G@%$!”

That's All!

14 comments:

Panaderos said...

Very sorry to hear that someone fraudulently used your cc to purchase some stuff online. I hope that you've closed such credit card account by this time. Making your card invalid or inactive is the surest way to prevent that individual from using it again.

I hope you get to resolve this matter soon and to your satisfaction. Take care.

tortangtagalog said...

kilala mo kung sino? at ska ano yung item na pinurchase nya online?

Cza said...

Welcome to my world... Hays. Ang hassle di ba?!? Buti you found out right away. Extra hassle pag matagal bago ma-file.. they'll (CC Call Centers) treat you like ikaw yung may gawa nung mga transactions na nirereklamo mo. Tsktsktsk.

Darwin said...

relax lang bka ma high blood ka, di tinatanggap credit card sa hospital:)

Calvin said...

so were they able to block it on time or you have to pay for those purchases? yikes, madalas pa naman ako bumili online.

Oliver Bautista San Antonio said...

bad trip naman yan.. i'm not sure if paypal is more secure but i set up a paypal account for online purchases so i don't need to give my credit card info every time i purchase something over the internet.

ALiNe said...

@Panaderos- Thanks. The card is closed right now, they'll replace it with a new one.

@Tortangtagalog- Ay hindi e. Yung item di k din alam basta from amazon prime lang ang nakalagay

@Cza- OO na e... Pero in fairness mabilis naman yung respond ng call center at blinock na agad yung card and nagbigay ng instruction. yun nga lang pati onlin banking ko ni block...hay...


@ Darwin- yeah nakakahighblood nga.. pero ok naman ako...

@Calvin- Nablock ko sya ontime, although na post na yung binili nya... di ko naman daw dapat bayaran pero for investigation pa yung case.

@OliverBSA- I have paypal too.. pero selected lang din yung merchandise na pwedeng gamitan nun e.

Anonymous said...

ay sorry alien, i forgot to ask u ginamit ko pala sa amazon yun to buy a lens, bayaran kita next year =) lolz -> anonybees, honeybees, an all the bees in the world

shella said...

yikes...i always do online shopping and thankfully i have not experienced this. i know it's such a hassle my cousin experienced this and had to settle everything first at the bank before they could reverse it after further investigation. the good thing is, she was able to find out who used her credit card.

princess_dyanie said...

Hi Aline!

I used to work sa isang credit card company. And if you'll dispute a transaction, naku po, goodluck. Ang tagal talaga nyan.

oliboy said...

yikes! that's scary and not to mention, a hassle! hope your credit card company is helping you on this!

Anonymous said...

parang si joy

ay sorry alien, i forgot to ask u ginamit ko pala sa amazon yun to buy a lens, bayaran kita next year =) lolz -> anonybees, honeybees, an all the bees in the world

ALiNe said...

@AnonyBee- Hahaha! Loka ka talaga

@Shella- Ako din e... pero ok naman before, ngayon lang talaga... hayyy

@Princess Dyanie- Sana naman mabilis lang.. dumating na yung new cc kanina.

@Olibear- Mabilis naman response nila.. sana ok nga!

@Anonymous- hindi si Belly yan

witsandnuts said...

Mahirap talaga magfile ng complaints sa sa CC companies. Grabe talaga ang electronic robberry. Last year naman accros UAE sa ATM and debit cards ang nagkaron ng 'stealing'.

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